1st Mortgages – the SecondMortgage.ca way

If you’re looking for a mortgage, you’ve come to the right place. We may call ourselves “Second Mortgage” but 1st mortgages are still part of what we do. In fact, we offer almost every type of mortgage you can think of. It’s true that we specialize in second mortgages and home equity loans, but there is still a huge demand for 1st mortgages. We aim to provide a variety of products to satisfy our customer’s needs.

Are looking to payout an existing mortgage that isn’t being renewed? Do you need to consolidate an existing 1st and 2nd mortgage? Perhaps you need to lower your cost of borrowing on higher interest debts. No matter what the situation is, we have mortgage solutions. We arrange new 1st mortgages for a variety of reasons every day. While we quickly meet our client’s immediate needs, we also like to focus on facilitating long-term goals – it’s the SecondMortgage.ca way!

What kind of rates do we offer?

The best rates you qualify for.

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A Variety of factors will determine your rate. Income, credit the amount of equity in your home. We work diligently to ensure that your mortgage suits your budget and circumstances.

Did you know that not all 1st mortgages are subject to income or credit verification? We offer several options for clients who have limited income or are not working at all. You don’t have to worry if you have been turned down by your bank because of self-employment income or a job loss.

A less-than-perfect credit history or past bankruptcy won’t be the barrier you may have encountered at your bank. We can help if you’ve lost your job. We’ll help you get back on track. We often offer subsidized mortgage payment options and can even arrange fully prepaid mortgages to help our clients overcome difficult financial situations.

If you are looking to consolidate high interest credit card debt, eliminate property tax arrears, have debts owing to the CRA or your mortgage isn’t being renewed, we can help! We specialize in hard to place mortgages and we know how to get the job done. If you’re considering a mortgage and don’t meet the conventional banks criteria make Secondmortgage.ca your first choice. Give us a call for a free consultation 1-866-306-2637 or apply online and see what 30 years of experience can do for you!